How Fractional-Reserve Banking Really Works

When you are thinking about investing in commercial property, you are probably talking about big numbers. While your broker can help you with some of the complicated banking, the more you learn as a consumer, the better for you.  Fractional-reserve banking is a term you may have heard. It sounds complicated (and it...

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How the Local Economy Impacts Real Estate

In Salem, state government is our largest employer.  What is interesting is that the state owns a great deal of Salem’s available land yet pays no property taxes to Salem.  This has long been an issue for city officials and Salem’s legislative representatives, but the problem has not been solved. 

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Today's Interest Rates Aren't Making Sense

In talking to colleagues they have agreed that in recent years the overall numbers haven't been making as much sense.  The inflation rate is low, but cost of food and housing has gone up.  That leaves us scratching our heads and asking why.  

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